About PayoutDelta

PayoutDelta answers one question for freelancers: “after every fee, how much of my invoice actually lands in my local account?” Most marketplaces show a headline commission and a withdrawal fee, but the full chain — platform cut, channel fixed fee, and the FX spread on conversion — is scattered across pages and PDFs.

The dataset

Phase 1 ships as a fully static site. The fee tables live in data/fees.json — a versioned, machine-readable snapshot of 72 corridors across USD, EUR and GBP origins, 3 client platforms and 5 withdrawal channels, carrying an updatedAt revision so providers/rates can be re-synced on a schedule. Rates are indicative aggregates from public rate cards, never quotes.

Privacy by architecture

There is no server and no tracking. Every calculator calculation runs in your browser against the static bundle, so your payout amounts never leave the device. The only network touchpoints are the fonts and the ad placeholder, both third-party.

Phase 2 roadmap

• Invoice PDF export and rate-drop email alerts (B2B tier)
• Embeddable calculator widget for agencies
• Scheduled crawler replacing the static snapshot (see scripts/playwright_scraper.py)
• Weekend-inflation warnings and multi-hop arbitrage routes

PayoutDelta is informational tooling, not financial, tax or legal advice. See the disclaimer and terms.